Origination Support Analyst - Community Lending/Finance
Discover your opportunity with Union Bank® and become a part of one of the world’s leading financial groups. Union Bank is a member of Mitsubishi UFJ Financial Group (MUFG), the world’s 5th largest financial group in the world with total assets of over $2.4 trillion (as ranked by SNL Financial, April 2016) and 140,000 colleagues in nearly 50 countries. In the U.S., we’re 13,000 strong, working together to positively impact every customer, organization, and community we serve. At Union Bank, we aim to be the premier and most-trusted West Coast bank, serving customers with high-touch, local delivery and global capabilities as we leverage our rich, 150-year history. This is all part of our inclusive, high-performing culture supported by competitive Total Rewards, including our cash balance pension plan. Join a team that’s working to fulfill its vision to be the world’s most trusted financial group.
As a member of dedicated origination support team, will work closely with sales teams to bring loans and/or investments through the originations pipeline to credit approval and close. Underwrite and analyze due diligence in connection with the financing of affordable housing. Scope of work will include focus on sponsor analysis and risk management reporting. Assists Relationship Manager in underwriting project finance commitments.
Collect and analyze project-level due diligence, including loan documentation, partnership agreements, appraisals, market studies, title abstracts, construction budgets, etc.
Evaluate applicant's financial strength and capacity, organizational capabilities, and other background information.
Assimilate underwriting, due diligence, and sponsor analysis into collateral materials for internal Credit Committee presentations.
Prepare annual reviews of customer's financial performance, as well as that of individual loans and investments.
Assist team leader on special projects, such as global portfolio reporting and preparation for regulatory exams.
Maintain high ethical standards and sound lending and investing practices.
Knowledge of accounting and comfort analyzing financial statements.
Understanding of underwriting for commercial credit.
Effective verbal, written and interpersonal skills
The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.
We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category.
A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it’s the bank’s policy to only inquire into a candidate’s criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.